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The standard requirements are UAE residency, a salary from around AED 5,000 a month, a valid Emirates ID and three months of bank statements. Individual banks vary, so it is worth starting the application before you settle on a car.
We work with six UAE-approved banks, so a decline from one does not end the process.
Terms run from 12 to 60 months. Most buyers choose 48 to 60 for the lower monthly payment, but the longer the term the more total interest you pay — and the longer you owe more than the car is worth.
It does. Banks apply a maximum vehicle age at the end of the term, so an older car can mean a shorter term or a decline. Tell us the car you want early and we will flag it before you lose time.
Browse the full UAE listings to see what is available with finance.
Typically 20% of the car's value. A larger down payment lowers the monthly figure and usually improves the rate you are offered, so it is worth modelling both before you commit.
Yes. You can pay by credit card directly through CarSwitch, or settle in full. Whichever route you take, we clear any existing loan against the car with the seller's bank before the transfer.